Experience Concierge
Reverse Mortgage Lending around Santa Barbara, CA
Professional Mortgage
Broking Services around
Santa Barbara, CA
Like Any Good Engine, You Need To Be Able To Go Forward And You Need To Be Able To Go in Reverse
Ready to Be a Homeowner?
We Are Here To Help You Find The Best Loan For You in California
Purchasing a home in Santa Barbara County has never been easy. There are so many moving parts: Real Estate Agent, Escrow, Title, Inspections and, in many cases the loan. For the past forty years, Joel has striven to make the lending process hassle-free and seamless. Today’s strict lending environment requires a keen eye for detail and a personality to deal with the many twists and turns the process creates—without causing undue stress on the borrower.
With access to over a hundred different lending sources (including many innovative mortgage solutions), Joel is able to offer all his clients the right loan to fit their budget and desires. His commitment to go the extra mile allows for an efficient lending process, and has resulted in a strong base of referrals.
If you’re looking to purchase a home and need to get pre-approved, give him a call or shoot him an email.
Purchasing a home around Isla Vista, Carpinteria and Ojai, CA is one of the most remarkable experiences one can have, but at the same time be a stressful experience. The thought of coordinating the entire process can be stressful at times. That’s where we will use our experience to help you and assist you with every step of the way.
With over 30 years experience, Joel Maloney Mortgage secures residential real estate loans for purchases and refinances around Santa Barbara, CA. With access to Priority Financial Network’s expert lending services and innovative mortgage solutions, we are able to offer all our clients unmatched service and the best-in-class home loan options. Our commitment to go the extra mile allows for an efficient lending process, and has resulted in a strong base of referrals.
Our Home Loan Experts in Ventura, Goleta and Ojai CA are available to answer all your mortgage questions, like how much home you can afford, when it’s a good time to buy and other smart mortgage moves.
Our Mortgage Services
Over 30 Years of Experience
Quick and Stress-Free Home Loan Process Serving Santa Barbara, CA
Once you select Joel to obtain your home loan, you’ll be amazed at how quickly and simply the loan process moves. Before you know it, he’ll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan-application process, he provides you with regular updates. You can also email him with questions or new information. If you need direct assistance, he’s available 24/7. He can help make your goals become a reality. Let him help you navigate the process in a simple straightforward, cost-effective, and fast manner!
Once you select us to obtain your home loan around Isla Vista, CA, you’ll be amazed at how quickly and simply the loan process moves. Before you know it, you’ll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.
We can help make your goals become a reality. Let us help you navigate the process of purchasing a home in a simple, straightforward, cost-effective, and fast manner!
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It's Time to Make Homeownership a Reality
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Isla Vista CA Lending Experts Today!
Ready for a Reverse?
Put Joel's 40 Years of Loan Origination Experience to Work for you
You’ve all seen the commercials with Tom Selleck. Reverse Mortgages are here to stay. What Mr. Selleck doesn’t say is that NOBODY likes the idea of a Reverse Mortgage at first. They can feel cheap or gimmicky. And almost everyone assumes the Bank Owns Your Property and that you, as homeowner, lose control of the property—and your finances. Neither of these assumptions is correct.
But I understand being skeptical. I didn’t like them at first either. However, I’ve been fortunate to originate and close many of the newly formatted Conventional and Jumbo Reverse mortgages. I learned that many of us are outliving our money and/or many of us as we age can’t qualify for a new loan under today’s strict standards. The correct Reverse mortgage can provide you with lifetime income (or one time lump sum distribution) and is relatively easy to qualify for. I HIGHLY RECOMMEND getting educated on the options.
Don’t be intimidated. NOW IS THE TIME TO GET EDUCATED ON A REVERSE MORTGAGE. You may not need one now, but you may never have more EQUITY in your home and the process may never be as ACCOMODATIVE.
What could it hurt to give me a call or meet with me to go over options and the process?
